7 new policies from 2022 federal budget related to real estate:
- Within 2 years, foreign buyers are forbidden from buying homes in Canada except for people who hold student or work visa, and people who are buying homes as their primary residence.
- Starting from 2023, buyer’s right to inspect homes before buying is emphasized.
- Starting from 2023, making the the bidding price transparent.
- Starting in 2023, all the capital gain are taxable if the property is sold within 12 months of purchase.
- 4 billion grant for speeding up the housing permit process.
- 8 billion grant for affordable housing.
- Starting in 2023, people under 40 years old can open a new Tax-Free First Home Savings Account (TFFHSA) where 40k (before tax) can be invested into the account and used towards buying the first home.
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